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New Patient Statements
Adams County Public Hospital District
introduced new patient statements in December 2008. They
have a brand new look and were developed in partnership with
Emdeon, a print/mail vendor, to provide a clear, concise,
correct and patient friendly statement. Click
here
to view a sample statement.
Each guarantor will receive one statement
each month which will have information on their accounts in
all the District facilities – East Adams Rural Hospital,
Ritzville Medical Clinic, Lind Medical Clinic & Washtucna
Medical Clinic. The statement will provide information on
the guarantor and all dependents on his/or her account. Each
patient visit that has a balance will show as a line item on
the statement and the charges, ins. payments and
adjustments, patient payments and patient balance due for
each visit will be detailed. A total guarantor balance is
also provided at the bottom of the statement.
The back of the statements will provide a
space to update any incorrect information and it also
provides information on the District payment policies and
assistance programs. Checks, cash and credit card payments
will be accepted and can be returned in the enclosed
addressed envelope. If you have questions about the
statements call Kim Yerbich at 659-5411.
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CREDIT AND COLLECTION POLICY
The credit and collection policy of the
District is designed to preserve a sound financial basis for
operations of the institutions in order that vital essential
services may be obtained. The policy establishes a
responsibility for the prompt collection of patient charges to
maintain the financial solvency of the Hospital District.
1.
All charges are due at the time of service.
2.
Payment may be made with cash or credit card. The
district accepts Visa, MasterCard, Discover Card, and CareCredit.
3.
If insurance benefits are not received within sixty (60)
days from the billing date, the patient must pay the account or
make credit arrangements with the District.
4.
Patient accounts may be paid in full within sixty (60)
days, interest free. After sixty (60) days as a private pay
balance, interest will accrue at the rate of 12% on the unpaid
balance.
5.
Monthly installments are available if the District’s
minimum payment is met. The following minimum payments apply to
the combined hospital/clinic total balance per guarantor:
Balance
Minimum Payment
0-$600
$50.00
$600-$700
$60.00
$700-$800
$70.00
$800-$900
$75.00
$900-$1,000
$85.00
Over
$1,000
10%
6.
Accounts aged 60 days without meeting the minimum payment
or contract amount will be sent to the collection agency if the
minimum payment or contract payment is not received within 30
days.
7.
If the guarantor makes payment arrangements, but does not
remit payment, the account will be placed with a collection
agency.
8.
Returned mail will immediately be sent to the collection
agency if no forwarding address is available.
9.
A letter will be sent to the maker of any NSF check
informing them the check was returned by the bank. This check
will be forwarded to the collection agency if no attempt is made
by the maker to resolve the matter within 30 days of the date of
the letter. A returned check fee will be added to the balance
due.
Eligibility for uncompensated care is
determined by measuring personal or family income against the
guidelines established under Poverty Income Guidelines. The
patient must have proof of denial by the Medicaid program. For
additional and necessary documentation please call 659-5411.
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Financial Assistance and Charity
Care Policy
Effective July 1, 2007
POLICY
Adams County Public Hospital District No. 2
(the District) is committed to the provision of health care services
to all persons in need of medically necessary care regardless of
ability to pay. In order to protect the integrity of operations and
fulfill this commitment, the following criteria for the provision of
financial assistance and charity care, consistent with the
requirements of the Washington Administrative Code (WAC), Chapter
246-453, are established. These criteria will assist staff in
making consistent objective decisions regarding eligibility for
financial assistance and charity care while ensuring the maintenance
of a sound financial base.
COMMUNICATIONS TO THE PUBLIC
Information about the the
District’s financial assistance and charity care policy shall be
made publicly available as follows:
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A notice advising patients that the
District provides financial assistance and charity care shall be
posted in key public areas of the District, including
Admissions, the Emergency Department, Clinic Office, and the
Business Office.
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The District will distribute a written
notice about the availability of financial assistance and
charity care to all patients. This will be done at the time
that the District requests information pertaining to third party
coverage. The written notice also shall be verbally explained
at this time. If for some reason, for example in an emergency
situation, the patient is not notified of the existence of
financial assistance and charity care before receiving
treatment, he/she shall be notified in writing as soon as
possible thereafter.
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Both written notice and the verbal
explanation shall be available in any language spoken by more
than ten percent of the population in the District’s service
area, and interpreted for other non-English speaking or
limited-English speaking patients and for other patients who
cannot understand the writing and/or explanation. The District
finds that the following non-English translation of the notice
shall be made available: SPANISH
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The District shall train front-line staff
to answer financial assistance and charity care questions
effectively or direct such inquiries to the appropriate
department in a timely manner.
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Written notice about the District’s
financial assistance and charity care policy shall be made
available to any person who requests the information, either by
mail, by telephone or in person. The District’s sliding fee
schedule, if applicable, shall also be made available upon
request.
ELIGIBILITY CRITERIA
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Financial assistance and charity care are
generally secondary to ALL other financial resources available
to the patient, including group or individual medical plans,
worker’s compensation, Medicare, Medicaid or medical assistance
programs, other state, federal, or military programs, third
party liability situations (e.g. auto accidents or personal
injuries), or any other situation in which another person or
entity may have a legal responsibility to pay for the costs of
medical services.
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Patients will be granted financial
assistance and charity care regardless of race, creed, color,
national origin, sex, sexual orientation, or the presence of any
sensory, mental, or physical disability or the use of a trained
dog guide or service animal by a disabled person.
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Financial assistance and charity care
shall be limited to those residing within the District’s
designated service area.
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Financial assistance and charity care
shall be limited to “appropriate medical services” as defined in
WAC 246-453-010(7).
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In those situations where appropriate
primary payment sources are not available, patients shall be
considered for financial assistance and charity care under this
policy based on the following criteria:
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The full amount of uncovered hospital
charges will be determined to be charity care for a patient
whose gross family income is at or below 100% of the current
federal poverty level.
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The District shall provide a sliding
scale discount for patients with incomes between 101 and
200% for the current federal poverty level. At the upper
end of the sliding scale, the discount will be at least 14%
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The District shall also provide a
sliding scale discount to any uninsured patient with incomes
between 201 and 300% of the federal poverty level.
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Catastrophic Charity. The District may
write off as charity care, amounts for patients with family
income in excess of 200 or 300% of the federal poverty level
when circumstances indicate severe financial hardship or
personal loss.
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The responsible party’s financial
obligation which remains after the application of any sliding
fee schedule shall be payable as negotiated between the District
and the responsible party. The responsible party’s account
shall not be turned over to a collection agency unless payments
are missed or there is some period of inactivity on the account,
and there is not satisfactory contact with the patient.
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District shall not require a disclosure of
the existence and availability of family assets from financial
assistance and charity care applicants whose income is less than
100% of the current federal poverty level but may require a
disclosure of the existence and availability of family assets
from financial assistance and charity care applicants whose
income is at or above 101% of the current federal poverty level.
PROCESS FOR ELIGIBILITY DETERMINATION
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Initial Determination:
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The District shall use an application
process for determining eligibility for financial assistance
and charity care. Requests to provide financial assistance
and charity care will be accepted from sources such as
physicians, community or religious groups, social services,
financial services personnel, and the patient, provided that
any further use or disclosure of the information contained
in the request shall be subject to the Health Insurance
Portability and Accountability Act privacy regulations and
the District’s privacy policies. All requests shall
identify the party that is financially responsible for the
patient (“responsible party”).
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The initial determination of
eligibility for financial assistance and charity care shall
be completed at the time of admission or as soon as possible
following initiation of services to the patient.
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Pending final eligibility
determination, the District will not initiate collection
efforts or request deposits, provided that the responsible
party is cooperative with the District’s efforts to reach a
final determination of sponsorship status.
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If the District becomes aware of
factors which might qualify the patient for financial
assistance or charity care under this policy, it shall
advise the patient of this potential and make an initial
determination that such account is to be treated as
qualified to receive financial assistance or charity care.
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Final Determination
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Prima Facie Write-Offs. In the event
that the responsible party’s identification as an indigent
person is obvious to District personnel, and the District
can establish that the applicant’s income is clearly within
the range of eligibility, the District will grant charity
care based solely on this initial determination. In these
cases, the District is not required to complete full
verification or documentation. (In accordance with WAC
246-453-030(3)).
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Financial assistance and charity care
forms, instructions, and written applications shall be
furnished to the responsible party when financial assistance
or charity care is requested, when need is indicated, or
when financial screening indicates potential need. All
applications, whether initiated by the patient or the
District, should be accompanied by documentation to verify
information indicated on the application form. The
following types of documents shall be used as evidence upon
which to base the final determination of charity care
eligibility:
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A “W-2” withholding statement;
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Pay stubs from all employment
during the relevant time period;
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An income tax return from the most
recently filed calendar year;
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Forms approving or denying
eligibility for Medicaid and/or state-funded medical
assistance;
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Forms approving or denying
unemployment compensation; or
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Written statements from employers
or DSHS employees.
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During the initial request period, the
patient and the District may pursue other sources of
funding, including Medical Assistance and Medicare. The
responsible party will be required to provide written
verification of ineligibility for all other sources of
funding. The District may not require that a patient
applying for a determination of indigent status seek bank or
other loan source funding.
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Usually, the relevant time period for
which documentation will be requested will be three months
prior to the date of application. However, if such
documentation does not accurately reflect the applicant’s
current financial situation, documentation will only be
requested for the period of time after the patient’s
financial situation changed.
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In the event that the responsible
party is not able to provide any of the documentation
described above, the District shall rely upon written and
signed statements from the responsible party for making a
final determination of eligibility for classification as an
indigent person. (WAC 246-453-030(4)).
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The District will allow a patient to
apply for charity care at any point from preadmission to
final payment of the bill, recognizing that a patient’s
ability to pay over an extended period may be substantially
altered due to illness or financial hardship, resulting in a
need for financial assistance or charity care services. If
the change in financial status is temporary, the District
may choose to suspend payments temporarily rather than
initiate charity care.
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Time Frame for Final Determination and
Appeals
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Each financial assistance and charity
care applicant who has been initially determined eligible
for charity care shall be provided with at least fourteen
(14) calendar days, or such time as may reasonably be
necessary, to secure and present documentation in support of
his or her charity care application prior to receiving a
final determination of sponsorship status.
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The District shall notify the
applicant of its final determination within fourteen (14)
days of receipt of all application and documentation
material.
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The responsible party may appeal a
denial of eligibility for charity care by providing
additional verification of income or family size to the
Chief Financial Officer within thirty (30) days of receipt
of notification.
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The timing of reaching a final
determination of charity care status shall have no bearing
on the identification of charity care deductions from
revenue as distinct from bad debts, in accordance with WAC
246-453-020(10).
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If the patient or responsible party has
paid some or all of the bill for medical services and is later
found to have been eligible for financial assistance or charity
care at the time services were provided, he/she shall be
reimbursed for any amounts in excess of what is determined to be
owed. The patient will be reimbursed within thirty (30) days of
receiving the financial assistance or charity care designation.
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Adequate notice of denial:
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When an application for financial
assistance and charity care is denied, the responsible party
shall receive a written notice of denial which includes:
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The reason or reasons for the
denial;
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The date of the decision; and
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Instructions for appeal or
reconsideration.
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When the applicant does not provide
information and there is not enough information available
for the District to determine eligibility, the denial notice
also includes:
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A description of the information
that was requested and not provided, including the date
the information was requested;
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A statement that eligibility for
charity care cannot be established based on information
available to the District; and
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That eligibility will be
determined if, within thirty days from the date of the
denial notice, the applicant provides all specified
information previously requested but not provided.
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The Chief Financial Officer and/or
Administrator will review all appeals. If this review
affirms the previous denial of financial assistance and
charity care, written notification will be sent to the
responsible party and the Department of Health in accordance
with state law.
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If a patient has been found eligible for
financial assistance or charity care and continues receiving
services for an extended period of time without completing a new
application, the District shall re-evaluate the patient’s
eligibility for financial assistance and charity care at lease
annually to confirm that the patient remains eligible. The
District may require the responsible party to submit a new
financial assistance and charity care application and
documentation.
DOCUMENTATION AND RECORDS
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Confidentiality: All information relating
to the application will be kept confidential. Copies of
documents that support the application will be kept with the
application form.
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Documents pertaining to financial
assistance and charity care shall be retained for five (5)
years.
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This policy will be reviewed and updated
annually.
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